The Advantage Of Hiring Pool Cleaning Experts

Many people just love having their own swimming pool. However, having a swimming pool in your property is actually a lot of work. Certainly, it takes both time and money to maintain it. To ensure that it is done correctly in the manner that is most cost-effective in the long run, have the task done professionally by hiring pool cleaning experts.


Find a company that promises exceptional quality to its services and is confident enough to offer a hundred percent money-back guarantee. So if you are looking for a pool cleaning service in your neighborhood, make sure that you engage a company that prioritizes quality. In making quality its priority, a pool service company would be backed by its thorough checklist as well as by its team of highly trained employees.

It takes pains to make sure that its employees are trained and tested on both chemical and equipment information and that they continue to stay current on all new information and technology advances in the area of pool services. The checklist mentioned above ensures that clients never need worry about adding chemicals or salting their pool. The service includes an extensive tracking program that keeps all chemical results from every visit.

Such data are essential in taking the proper measures that will keep your pool looking its best as well as extend its longevity and that of its equipment. Needless to say, it also strictly meets legal requirements by bearing all necessary licenses and permits, as well as taking care to protect the company, its staff, and its clients with the appropriate insurance policies. It also gives the assurance of performing background checks on its employees, understanding that clients need to feel safe about the people coming over to work on their property. This is very essential for the security of the clients.

Aside from the technical knowledge and skill, quality of service is also an important factor to consider. So choose a service that has a reputation for promptness and reliability. Find out if there have been complaints about the demeanor of the staff. Make sure the technicians are friendly but professional. They should demonstrate respect for both people and property. They should make the clients feel at ease around them and they should possess an approachable attitude.

Hiring the company that will take the worry of maintaining your pool off your shoulders is such a smart move for every homeowner who owns a pool. Knowing a company that provides expert pool cleaning services is such an advantage. provides expert pool cleaning services.

Water Heater Warranty


Cold showers are one of the worst surprises in the world, and they happen because of faulty hot water heaters. Many hot water heaters in people’s homes are old but still in good working order. They may need repairs from time to time, but in general, they work just fine. Paying for these repairs, however, can be expensive, which is why many people choose to have their hot water heaters covered under a home warranty. With a home warranty, you can have your hot water heater fixed whenever you need and only need to pay a small monthly premium. It’s the best way to ensure your hot water heater is covered, and to prevent cold showers. Here’s how.


  1. You’ll Save on Repairs

Hot water heaters are tapped into gas lines and water supplies, which means they need to be fixed by certified and experienced plumbing experts, not simply a handyman. These repairs are often extremely costly, especially as tradespeople expenses have increased. Covering the bill all by yourself can quickly become infeasible, which is why home warranties make the saving much easier. By using a water heater warranty, you will only be responsible for a small deductible when your hot water heater needs repaired. The home warranty company will cover the rest, helping you save money on those costly repairs.

  1. It Will Be Fixed Fast

Home warranty providers work with the right people for the job, cultivating a list of the best repair people in your community. These repair people work closely with you and your warranty provider to help get your hot water heater repaired as fast as possible. So instead of spending hours looking for the right repair person,you can trust your warranty provider to send the right person fast.

  1. Your Water Heater Could Last Longer

It’s a simple fact that well-maintained appliances last longer. Doing the proper maintenance, however can be expensive. We often prioritize the necessary fixes when dealing with our home appliances because of the high repair costs, but a home warranty can help you get everything done that’s required to keep your hot water heater in good working order. And when your hot water heater is running at its best, it will likely enjoy a much longer lifespan, saving you from expensive replacement costs.

  1. You’ll Have Peace of Mind

Peace of mind is presumably priceless, but there are a few low cost ways to get it. One of them is getting your hot water heater under a home warranty plan. Maintaining a sizeable reserve fund for potential appliance repairs is stressful, especially when your money could be better spent elsewhere. With a home warranty, the amount you need for your hot water repairs is fixed, leaving you with more financial freedom to spend your money on what you want. Plus, you’ll know that when it does need repaired, you’ll have top repair experts fixing it right away.

If you have a hot water heater that’s no longer covered by the manufacturer’s warranty, consider purchasing a home warranty that includes a hot water warranty. Not only will a warranty cover most repair expenses, it will ensure it gets fixed properly and in a timely manner.

Plumber vs. Handyman. Which one to use?


Though their abilities may sometimes overlap, knowing the distinction between a handyman and a professional plumber, is important for anybody who is looking to have repair work done in the plumbing part of the home. When it comes to hiring one of these professionals, surely it is in one’s best interests to know which one is suitable for the job. If hiring the wrong person, it may happen that paying more expenses is necessary, or even worse, could put the project at risk. The key to remember about handymen versus professional plumber is that they are very different individuals.

The Handyman

The name handyman is the most suitable name for the job. With no formal qualifications, licenses, or certificates needed, a handyman is simply somebody who is considerably skilled at performing a number of different tasks around the house. Usually, a handyman will be somebody with one or two assistants, or possibly working for a handyman company. Basically though, a handyman should be able to take on just about anything which comes along. These people are used to handling a whole list of differing jobs from painting rooms to fixing a hole in a wall to changing an out-of-reach light bulb. Think of a handyman as a Swiss army knife! It may not be the best at any one thing (though it is possible it may be!) but it will be good at a large variety of small jobs.

 The Plumber

The main reason for thinking of hiring a professional plumber, is because plumbers are trained to deal with a number of plumbing issues for a reason: a rushed, incorrect or otherwise shoddy plumbing job by someone who is not a professional plumber, can be a disaster for the home, and we’ve all heard a story or two over the years. For anybody out there residing in  Perth & the Northern Suburbs, Diamond Plumbing & Gas are the most qualified and professional service available. A handyman, no matter how capable at performing many other tasks, may not have the adequate and necessary training in dealing with plumbing problems – and this can create later further damage to drains, appliances, flooring, etc. in the home, that need professional plumbing to function correctly.


Handymen and plumbers largely differ in their level of professional training and education. Plumbers have to go through an apprenticeship, usually lasting four years, and go through extensive fieldwork for even longer. If in need of a plumber in Joondalup, take time to select the very best. Most homeowners will naturally want to save cash by having a handyman install or fix plumbing. But it will definitely not be worth it if the plumbing job ends up costing more repairs, because it has to be fixed later by a professional plumber, – (and that is on top of what has already been paid, for a poor plumbing job done by a non-plumber who promised more than what was delivered).

Common Sense

In many and most cases, it is definitely worth paying the extra few dollars in hiring a plumber for plumbing services, and fixing significant plumbing problems, so to not end up going over the budget for a costly mistake.

How Does A Solar Water Heater Work?



People are constantly looking for new ways to make their house as eco-friendly as possible. There are several ways to achieve this, and installing a solar-powered water heater is a very eco-friendly step to take.

The technology used in solar-powered boilers is relatively straightforward, but some people may be unaware of how these solar hot water systems actually work. Read this helpful guide in order to understand how a solar water heater functions.

Initial Installation Of Panels

The first step for installing a solar-powered water heater is to fix solar panels on the roof of the house. A professional installation company will be able to fix the panels securely, after determining what the best position for them is. It is important that the panels are positioned in a way that ensures that they get as much sun as possible. This will allow the water in the house to be heated extremely efficiently.

The panels are made from either a glass-topped insulation box or made by a set of metal tubes which are then surrounded by a near-vacuum glass cylinder. Visit for panel repairs.

Initial Installation Of Heater

The solar water heater needs to be larger than regular tanks in order to store hot water on days when the weather is not good enough for the solar panels to provide energy to the tank.

Heating Process

The sun’s energy heats up fluid which is contained in the solar panels. This is the first stage of the water heating process. The energy is transferred to the tank through a copper coil, which heats up the water in the tank so that it can be used by appliances throughout the house.

The heat transfer fluid is sometimes water from the tank, but often a mixture of anti-freeze and anti-corrosion liquid is used to make sure that the tank is kept in prime working condition at all times.

Types Of Solar Heater

Solar heaters fall into four categories: passive, active, indirect and direct.

Passive systems use a series of heated pipes in order to warm up the water in the tank. Passive systems are extremely cost-effective but they can be prone to overheating or freezing depending on the weather conditions.

Active systems use several pumps in order to heat the water efficiently. These systems are more expensive than passive ones but they have several advantages: these tanks are more efficient and can be more easily controlled than their passive counterparts. The active tanks can also be stored out-of-sight.

Indirect systems operate by separating the water from the heating fluid. The heat-transfer fluid is warmed up in the panels by the sun’s rays and then travels to a heat exchanger. The heat is then transferred to the water which can then be used throughout the house.

Direct systems transfer water through a series of collectors, but these systems can be prone to overheating and freezing in certain conditions.

Hopefully, this article has successfully explained how solar heaters work.

How to Buy and sell Property Through Real estate Websites


The working of the real estate sector is fast changing and the use of the internet as a powerful tool for increasing sales has revolutionized the working of the real estate sector. With the help of the realtor websites, people will now be able to buy property or even sell property with just a click of the mouse. People will be surprised to find out that the entire working is so simple that people will not have to worry one bit about property related issues. The realtor websites will be truly useful for those who wish to buy or rent property even before they reach a new city can do so easily. The best thing is that the agent websites basically act as facilitators between the owners of the property and the prospective buyers. This ensures that the buyer and seller will never have to go around in search of one another.

People who wish to buy or rent property will be surprised to find out how easy the entire process is made in the websites for realtors. The realtor websites will have a huge collection of properties which are up for sale or rent. People who wish to buy or rent will just have to go through these realtor websites and they will be able to find the houses that they are looking for. People who might find the task of going through the entire list of houses on the realtor websites can make use of some of the features that are present on the website. They can shortlist the properties based on some criteria. With the help of such features, they will be able to get a list of properties which will make it easier for them to go through. Some of the modern features like virtual tours and property referral systems have increased the efficiency of the agent websites.

The agent websites are useful for people who wish to sell their property or put them up for rent. Instead of going around and putting up posters and ads, people can just provide the information to the agent websites which will enlist the properties in the database where it will be made visible to all who wish for a property in the locality. If the customer’s requirements meet the conditions of the house, the agent websites will take the deal further. With the use of things like real estate blogs and real estate portals in the websites for realtors, people will now be able to know the latest changes in the real estate sector from the comforts of their houses.

Selling Property? Make sure It’s Attractive, Sturdy, And Spotless With an Expert Building Wash


When people are on the lookout for a new home to move into or a different location to put up a business, they make sure to inspect as many houses and commercial spaces as they can. Not only does the property need to be the right size for the family or business venture that will be moving in, it must also have the right features, layout, and fittings that would fit the buyer’s specific needs.

One of the factors that would easily draw a buyer’s interested eye towards a property is its overall appearance and condition. Families and business owners can be easily discouraged from considering a particular property the minute they see signs of damage, disrepair, and general wear and tear. Potential buyers will get the impression that the entire house or building space is dirty, dangerous, and riddled with broken features. If you want the property you’ve put up for sale to impress and attract buyers, one of the best things you can do is to hire property maintenance experts to give it a thorough building wash to bring out its appeal.

Constant exposure to harsh weather can leave a building looking dull, damaged, and old-descriptions that buyers would not be very attracted to. People want to view houses and commercial spaces that are clean, well-maintained, and durable for many years to come. Regular building wash schedules can keep your property looking bright and clean. Property specialists often have a number of wash options to use for different types of property. Using cleaning solutions that they have developed themselves, these specialists can give a house or building a soft wash to remove grime, dust, and biological growth; they can also use water blasting methods to thoroughly eliminate surface dirt and growth without damaging the property.

Of course, the exterior walls and facades of a house or building are not the only features that need to be subjected to thorough cleaning. The look and overall condition of the roof-the property’s crowning glory-can also be significantly improved with roof cleaning services. Moss, moulds, algae, and fungus can eat away at roofs and compromise the integrity of the structure. Moss and mould cleaning treatments can be applied to the roof to remove contaminants and protect the material from further damage.

Once the roof has been treated with the right protective solutions, it’s best to follow it up with a good, fresh coat of paint to restore the beauty and appeal of the building. Cracks and peels are common damaging effects of intense ultraviolet light from the sun, and roof painting jobs can easily bring life back to the roof while protecting it from rust and other things that could lead to costly problems and repairs.

When you are selling property, you need to maintain the appeal of the exteriors so you can entice potential buyers to step inside and inspect the interiors as well. Improve your chances of successfully selling a house or commercial space with the help of top-quality property maintenance services.

Roofing Warranty Information For Home owners

3D rendering of a house with garage on top of blueprints

Roofing Warranties

In light of the recent warranty changes in the roofing industry I thought our home owners could use a little help understanding the new warranty system. Pre 2011 we used to refer to shingles as 30, 40 or 50 year (lifetime) shingles. As of 2011 the entire roofing industry shifted to a new warranty system called limited lifetime shingles. Now all laminated asphalt shingles are covered by a limited 50 year warranty.

Its important to understand what this warranty means for you the consumer, and just as important to know what it does not mean. When the change was first made many roofing contractors were out selling the new lifetime warranty, “a supposed 50 year warranty” that would cover your roof forever. Unfortunately there are going to be many disappointed home owners that realize the falsehood of those claims if they try to process a warranty claim 20 years into the roofs life. They will discover that their warranties value began to depreciate 10 years after the roof was installed. Let’s take a look at what roofing warranties do and do not include so you can make an informed choice on the coverage of your roof.

There are a few things you need to consider when choosing a roofing warranty.

1) How long does the warranty cover my roof
2) What is the time period the warranty covers my roof with 100% (non-prorated) coverage
3) What components of the roofing system does the warranty cover?
4) Is the warranty transferable if you decide to sell your home and if so is there a fee involved?

In the warranty world there are two categories

1) The manufacturer’s warranty
2) The workmanship warranty.

The Workmanship Warranty: This warranty is provided by the roofing contractor you have hired and guarantees proper installation of the roofing system. Every roofing contractor can offer different types of workmanship warranties ranging from 5-50 years depending on the type of material they install on your roof. The longer the workmanship warranty the longer your roof is protected from workmanship errors that might occur during installation. In the state of Washington every roofing contractor is held by state law to guarantee their work with a 5 year labor/workmanship warranty. That is important for homeowners to know. Some roofers offer extended workmanship warranties at an additional cost. Discuss with your potential roofing contractor what type of labor warranties they offer. Be sure to check how long the contractor has been in business, so you know they have been around long enough to have a history of honoring their warranties.

Standard Material Warranty: A standard material warranty is basic protection for your roofing system provided by the manufacturer.


-10 years of 100% non-pro-rated coverage/50 year limited lifetime shingle on material and manufacturing defects.
– A GAF certified contractor is not required to install your roof to obtain this warranty.
-The cost of labor to replace shingles.
-Does not include: tear-off costs, roof accessories, dump fees, does provide a manufacturer labor warranty, factory inspection.

Systems Plus Warranty: The Systems Plus Weather Stopper Warranty is a “complete roofing system” upgraded warranty provided by the manufacturer.

– Includes:

– 50 years of 100% non pro-rated coverage on material and manufacturing defects.
– 2 year manufacturer backed workmanship warranty guaranteeing proper installation.
– tear-off & labor to replace shingles.
– Requires the use of GAF shingles and 3 GAF system components.
– A GAF certified roofing contractor must perform the installation to qualify for this warranty.

Does not include: dump fees, factory inspection.

Golden Pledge Warranty: This is the highest level of roofing warranty available in the industry today.


– 50 years of 100% non pro-rated coverage on material and manufacturing defects.
– 25 year manufacturer backed workmanship warranty guaranteeing proper installation.
– tear-off, dump fees, and labor to replace shingles.
– Requires the use of GAF shingles and all GAF roofing system components.
– Requires special application and extra materials.

– A GAF certified Master Elite contractor must perform the installation to qualify for this warranty

– Exclusive 40 point factory inspection by GAF representative.

Other roofing manufacturers have very similar warranty programs, but this will give you an idea of the choices you have when deciding on the type of warranty you choose to protect your investment of a new roof system.

From a contractor and homeowners’ perspective I highly recommend investing a little more money up front, and saving thousands of dollars in the years to come by upgrading your roof warranty.

Alternative Roofing Materials – Choose the Ideal One For your House


The selection of a long-lasting, durable roofing material is extremely important to ensure the success of your overall home improvement project. While there is practically no dearth in the variety of materials that can be used for roofing, you need to keep several factors in mind, while looking for the one that would be perfectly suited to your taste and requirements. In particular, you need to focus on the quality, durability, maintenance requirements, and, of course, the price figures, while examining the different roofing materials.

Some of the popular options that you can consider for making the roof of your house are:

• Metal roofing – If you wish your roof to be really long-lasting, and sport a stylish, chic appearance, you are likely to find metal roofs much to your liking. Aluminum and copper are two of the most commonly used metals for roofing purposes, while stainless steel is also rapidly gaining in popularity. Metallic roofs have high insulation properties, and are typically light weight – ensuring that, no extra pressure is exerted on the building.

• Wooden roofing – Usage of shingles made of wood can help you make your roof look really fresh and natural. Wooden roofs are, in fact, ideal for bungalows, cottages, and similar such architectural structures. You can take your pick from pine, cedar and redwood, which are the most common varieties of wood used for roofing purposes. While these roofs are not exactly cheap, their eco-friendliness and long-lasting nature more than justifies the rather high price levels. When you are using a wooden roof, you need to, of course, take proper precautions against accidental fires.

• Asphalt roofing – Looking for a good quality roofing material, without having to spend a really large amount of money on it? Asphalt roofs can serve as just the right thing for you. These roofs are extremely easy to install, and do not require frequent maintenance either. They also boast of top-notch fire resistance properties. However, asphalt shingles rank much lower than most of the other roofing varieties, as far as environmental compatibility is concerned.

• Slate roofing – If you are all for adding a dash of class and sophistication to your house, slate roofs can ideally serve your purpose. Slate is easily recyclable too, and, combined with their quite unmatched longevity, they present a really viable and attractive option for homeowners. Slate roofs can be repaired with complete ease as well.

• Tile roofing – You can also consider using concrete or clay tiles on the roof of your house. The latter variety, in particular, is highly efficient in keeping out extreme external heat, so that the inmates of the house remain comfortable, at all times. If concrete tiles are the ones to have caught your fancy, you will be delighted to find the rich array of colors that they are available in. On the flipside, however, tiled roofs are typically much heavier than almost all its counterparts. The installation procedure of these roofs can be a tad complicated as well.

• Fiberglass roofing – Glass fiber panels can also serve as a dynamic and highly durable roofing material. The installation process of these roofs is relatively simple, and you can select glazed glass panels as well, for a richer aesthetic appeal. Provided that you are opting for corrugated fiberglass panels, you can also have stylishly designed skylights on the roof.

• Fiber-cement roofing – This particular roofing option offers enhanced protection against fires. Since they are not as heavy as, for example, concrete tiles, they do not require additional roofing frames either. You can choose from a vast array of chic textures, which might be present on this material.

Ideally, you should consult with your roofing contractor, before choosing any particular roof material. Getting in touch with a knowledgeable, proficient roofer from your locality is not much of an issue either.

Portuguese Property Sales Down – Demand For Lettings On the rise


In this tough financial climate we continue to find ourselves, many are left with their assets floundering in the wind, so to speak! In a recent survey by the Royal Institution of Chartered Surveyors and Confidencial Imobiliário (Ci) of the Portuguese housing market, covering the sales and lettings sectors, shows a continued decline in property sales and a sharp rise in property lettings.

Interestingly, until September, existing home prices had been falling faster than new home prices. However, the last two months have shown developers becoming less resilient to the fall in house prices. December’s survey actually shows new house prices falling at a faster rate than existing homes.

In the lettings market, demand continued to rise, as did new landlord instructions. Lettings anticipations recorded a sharp rise and remains firmly in a positive stance. Rents remained negative, with a reading consistent with falling rental levels. Rental expectations, whilst still falling, did so at a much slower rate in December. Indeed, outside Lisbon rental expectations are broadly stable (in Porto and Algarve), indicating that it is a regional rather than a national trend. Lettings are also the highest in Porto and the Algarve. The fall of rent in some areas could be reflecting an excess of rental stock on the market but there is also evidence of a mismatch between the type of property offered, and that in demand.

The regional data tends to be more volatile than the national data, respondents in the Algarve saw the sharpest house price falls while those in Lisbon saw the sharpest falls in rents. Confidencial Imobiliário Spokesman, Ricardo Guimaraes commented: “According to the Memo signed with the Troika, December is the deadline for the Portuguese Government to change the lease law, which should improve the market confidence, especially regarding the default risk from tenants. This is moving agents’ expectations. At the same time, the most commented topic remains the financial wrangling between potential buyers and banks, as well as the amount of houses directly sold by financial institutions, which is having a negative effect on prices. ”

RICS Senior Economist, Josh Miller added: “Although sales volumes in the housing market continue to fall, volumes in the lettings market are rising as households who cannot access mortgage finance are opting for rented accommodation instead. Given the deteriorating macro economic backdrop – unemployment now stands at 12. 9% while economic sentiment has collapsed – and the tightening in credit conditions already underway, the lettings market is likely to continue experiencing high volumes of activity for the time being. ”

This sort of trend could be typical for many European countries, so if you are having trouble selling your property, perhaps you could look at the rental market for the next few years to keep your investment level. On the other hand, if you are looking for an investment, it seems it is a buyers’ market out there that could be part of your long term investment plan.

The good news is that once you’ve found the perfect property the buying process in Portugal is relatively simple and straightforward.

If you want to put your property on the rental market, make sure you use a reputable property management company that is local, speaks your language and that listens to your needs.

There are many ways you can use a management company, from just showing the property to a complete background check on potential tenants, rental collection, maintenance for house, pool, garden and so on.

For those considering purchasing property in Portugal, here are the main things to consider: We always recommend you buy through an AMI Licensed Agent and that the agent has a valid license. This license is granted by the governing body INCI (Instituto da Construção e do Imobiliário) formerly known as IMOPPI. This serves as a guarantee that the individual estate agent has complied with numerous regulations to exercise the profession of estate agent in Portugal.

Licensed estate agents also have insurance cover that may be claimed against if they don’t conform to the highest standards. Make sure that your agent not only has a license but that it’s actually valid. We recommend that you also seek expert legal advice and use an English speaking local lawyer.

Once you’ve found a suitable property the procedure is usually as follows:

A Contrato de Promessa de Compra e Venda (Promissory Contract similar to Exchange), will be drafted up by your lawyer whereby you promise to buy the property for a given sum and the vendor agrees to sell it. Your lawyer should at this stage ask the vendor to supply the following documentation:

1. Caderneta Predial (Tax Registration Document) from the Finanças (Tax Office) which shows the tax situation of the property including the property’s inscription for fiscal purposes, the current owner, the property’s fiscal number etc.

2. Certidão de Teor (Land Registry Document). This document shows who owns the property, who has rights to the property and if there are any charges, mortgages or incumbrances registered against the property. It basically provides you with the history and the general standing of the property.

3. Licença de Habitabilidade (Habitation License) for properties built after 1951 a habitation license is required. This document shows that the property has, at some time in the past, obtained a certificate deeming it fit for human habitation. The licence is obtained at the Council.

4. Ficha Técnica de Habitação (The Property’s Technical Report) This document is required for properties built or altered after 1st January 2004. It contains the builder’s details, materials used by the builder, who supplied them and other relevant technical information on the property and construction process. The builder should supply the report where necessary.

5. The Property’s Plans – these should also be supplied and ask your lawyer to check that everything is as it should be and that no significant modifications have been made which may affect your enjoyment of the property.

6. Identificação Fiscal (Fiscal Number) As a future home owner you will also be required to get one of these from the local Tax Office. Usually your lawyer will take care of this for you.

7. Survey- A structural survey is not a legal requirement under Portuguese law and banks don’t usually ask for it either on most properties, but you know the saying “If in doubt, check it out” particularly if you’re looking at older properties. Amongst other things your lawyer should also look into whether the property you’re buying is currently rented to a third party. If it is, the tenant can in certain circumstances exercise the right to purchase. If you’re buying an agricultural plot (rústico), the neighbours can have the right to purchase. So check these little details out and avoid unnecessary headaches. Once you and your lawyer are satisfied that everything is in order, you can then proceed to the signing of the Promissory Contract.

8. Energy Rating Certificate: As of 1 January 2009 before buying property in Portugal you must be shown a valid energy rating certificate which grades properties from A-G, A being the most environmentally friendly.

A 10% per cent deposit is usually required at this stage, although this can vary. The contract is legally binding and the law states that should you change your mind and decide not to proceed with the purchase, you forfeit your deposit. On the other hand should the vendor withdraw from the sale they will have to repay double the original deposit handed by the buyer. Escritura (Deed of Completion)

After the Promissory Contract and if everything is in order you can in the following weeks proceed to the Escritura (Completion). This is done in a Notary’s Office, Land Registry Office. The Escritura is the legal document which shows ownership of the property and you get a copy a few days after the completion.

The Notary is a neutral government legal representative who is there to ensure that all the documentation is in order, all taxes have been paid and serve as a witness to the property during Escritura and ensures that every legal aspect is adhered to. Once the Notary is satisfied that every legal aspect of the transaction has been adhered to they will read out the clauses in the Escritura; if a translator is needed your lawyer should be able to help with this.

The buyer, seller and the Notary will then sign the Escritura (Deed of Completion) and it is registered at the Land Registry and Finanças (Tax Office) this has to be done within 60 days. If you’re a tax resident in Portugal you may be eligible for IMI (Council Tax) exemption if your property’s rateable value is less than € 236. 250.

Prior to Escritura de Compra e Venda (Completion) you are required to pay IMT (a type of Stamp Duty for the local authority). This Stamp Duty goes up in platforms in accordance with the value of the property and also if it’s a main or second residence.


You’re purchasing a three bedroom villa in mainland Portugal for €450, 000 as a second home, your IMT calculation would be as follows:

€450, 000 x 8% =€36, 000 – €11, 035. 25= €24, 964. 50 ACTUAL amount of IMT payable because the Tax Office gives a deductible allowance on most of the platforms.

The IMT payment must be made Prior to the Escritura de Compra e Venda (Completion) which can take place at any Notary Office in the country. If you do not make this payment, the Notary will not allow Completion to take place.

There is also a 0. 8% Imposto de Selo (Stamp Duty) cost of the value of the property at the Notary’s Office on Completion. So for your villa you would pay €3. 600 to the Notary on Completion.

If you’re borrowing from a Portuguese bank there is a further 0. 6% Stamp Duty on the amount borrowed. So for instance if you borrowed €350. 000 from PPP Bank there is a €2. 100 stamp duty to pay.

Where borrowing is involved the procedure is slightly different in the sense that the bank does a provisional registration of their and your interest in the Land Registry prior to Completion to protect both your and its interest in the property. This should between €500 to €1000. After completion the provisional registrations are converted at the Land Registry by the bank or your lawyer.

Purchasing costs vary depending on the value of the property you buy but also of course which lawyer you use. Lawyers’ fees vary between 1% and 1. 5% of the purchase price.

Allow 6 -10% for all your purchasing costs (this varies because of the deductible allowances of the IMT platforms).

So if you are purchasing your dream four bedroom villa in sunny Algarve for €450. 000, add approximately 8% to the purchase price to cover all costs including taxes, stamp duties, registrations and legal fees.

Well, here we are in the first Quarter of 2012! The future has arrived and we see signs of it everywhere in our daily lives.

If you were among the lucky people who received gifts at Christmas and found amongst the socks and scarves, chocolates and perfumes, the latest gadget for internet surfing like a new mobile phone, you will be thrilled to know you can access and the whole family of Holprop driven websites on our new mobile version. So, now you can take us where ever you go!.

Commercial Agents – Tips to Increase the Sales of Commercial Property Today


When it comes to the sale of any commercial property today, there is plenty of competition to contend with. In most cities and towns, there are many good properties listed and being actively marketed. The biggest frustration in selling commercial property today is in finding the right buyers who can act with appropriate finance. In simple terms there are fewer buyers around; the experience and expertise of the real estate agent is more important than ever before in the sale process.

From the outset of the property marketing campaign, the specific target market should be the focus. All of the advertising should be written with a view to the targeted buyer. Clarity is important here.

All of the advertising for the property should be structured around the target and what they are looking for today; the advertisements, promotional material, Internet listings, and direct mail campaigns should all be similarly structured.

To understand this target market ask yourself these questions.

Where is the buyer for the property coming from?
What is the buyer looking for in selecting a property?
How much can they spend and on what terms?
What are the real features of the property that the advertising should be built around?
What is the best time of year to attract a buyer to the property?
What is the best method of sale that will attract the buyer to enquire and then to purchase?
What are the negative issues relating to the property that should be addressed prior to the campaign commencing?
What are the comparable properties nearby that frustrate the marketing process?
So these questions are critical to the property promotion strategy. The buyers in today’s property market are selective and fickle. There are fewer buyers around and negotiations take longer. That being said, the experience and skills of the real estate agent in the promotion, inspection, and closing of a property transaction is now more important than ever before. Knowledge and practice will help the process.

Every marketing campaign has to address the target market and promote the individual property. The days of generic marketing are gone. Specific target marketing with dedicated advertising that really encourages enquiry should be the main focus of every campaign.

The best ways to increase the levels of enquiry in every commercial property campaign include the following:

The buyers of commercial property typically come from the local area. This means that your campaign should be directed to the local property owners and the local business owners. To achieve this focus, it is best to direct mail and telephone the owners and the businesses that own or occupy local property. Every piece of direct mail should be followed up to optimise the enquiry and the information.

When any property comes on the market, within the first 24 hours ensure that flyers and information brochures are personally delivered to the neighboring properties and businesses within a radius of 500 metres.

Place a prominent signboard on the property at the start of the campaign. This is perhaps the best and most cost efficient way of promoting any property. If possible ensure that the signboard has specifically been created with property information and sale details.

When you draft your advertisements for the property promotion, use the keywords that apply today to the property type and location. These keywords will help the Internet marketing and Internet listing. You can research the keywords from the larger search engines on the internet. These keywords will be the words that the buyers of property are entering into the search engines when looking for properties to purchase.

When the promotion of property commences, make personal contact with the database within your office. This means telephone calls and meetings with the appropriate people. The information and leads that you gather from the campaign will be helpful in other property promotions at a later time. All the information should be entered into your database.

E-mail marketing will be a useful tool for every property promotion. Most agents are selectively sending out e-mail marketing each week. Any property promotion can be merged into this process.

To sell a property today, the best method of sale should be selected. That will be the method that buyers respond to and act within. Do not choose a method of sale that can frustrate the potential purchasers. The

Vendor paid marketing remains the normal and sensible alternative in every marketing campaign. Any serious property vendor will commit marketing funds to the promotion of their own property. Always ask for vendor paid advertising to comprehensively cover the target market.

Create an inspection process and strategy that covers the property and its features. Understand exactly how you will take people to and around the property. Identify the right things to talk about with buyers, and get market information to support your presentations or inspections.
Even in this tougher property environment, good properties will sell. It is a matter of the agency working hard to locate the buyers and then promote the property effectively. This is a personal process when it comes to each and every property.

Open listings are generally a waste of time today as they always take longer to sell. Every serious vendor that needs to sell their property should commit to an exclusive listing and marketing campaign with one specialist commercial agency for a period of at least three or four months. If the property is unique then that time line will be longer.